Au contraire... You were fed, housed, schooled, and learned valuable life lessons - including analysis and a work ethic -of which all of us here on Benefitslink benefit from your presence daily!
Five years old is when I began support work in my father’s accounting practice.
He taught me numbers, from 000001 to 999999, before the elementary school taught me any.
Alas, neither 401(k) nor any IRA then existed; and my wages was $0.00.
Too many issues here.
The penalty for 101j notice itself, which I assume was not provided, is going to cost quite a bundle. Hopefully no distributions were made which is another issue as no AFTAP i.e. less than 60%.
If no SB's done, may have serious funding issues as well.
And the list goes on.
There's an extension to that I've used in dealing with clients: "Pigs get fat, hogs get slaughtered, and attorney's eat bacon."
Translation: If you want to do something, pay me now (to fully vet the proposal), or pay me much, much more later (when it blows up).