vmh24rar

Thank you

Good day, quick question can 100% of my spouse 401k be left to his only child/my stepchild if he dies before he retires. Recently I have read by law the spouse has to consent to that which I have I not. I do understand if re retires and pull all the funds out of the 401k plan he can leave it to anyone he likes. Also do the ex-wife with a Qdro have any claims to it , because it says she is the surviving spouse int the qdro.

I'm the new wife, I guess my husband thought he would not remarry, however I have 2years in the marriage and plan to stay till death do us part. However the ex-wife has a qdro approved back in 2013, we were married late 2015. They have been divorced since 2006. Is the amount of the benefits she will be awarded valued at the amount of what his retirement was worth up to the date of the divorce in 2006, and is that the same for survivors benefits. At this time the qdro says that she will get 50%. He plans to work another 5-10 years but his currently at the age of 59 1/2 so I think she can start collecting benefits. What can do to protect myself from losing out on the Benefit plans, 401k, survivors benefits and social security benefits. Things like this really he does not like to talk about but does he need to make any changes to these benefit plans or to the qdro. I'm no dummy I refuse to let the ex get everything.