Christine Oliver

If an employee chooses to catch-up on their medical FSA contributions upon their return from leave and they do not have enough pays to complete the catch-up contributions prior to year end, can the employer post the remaining contributions due as post-tax contributions and take the remaining amount due in the following calendar year?

And if those without work-related computer access don't give their electronic disclosure consent, you have to mail it to home addresses, correct?

What if OE materials are only provided electronically with no consent by employees to receive electronically? Doesn't this fail the health and welfare ERISA disclosure requirements?

What if the participant repays (Gross less SS and Medicare) the overpayment in the following plan year/calendar year? Does that require a manual adjustment to the prior year's deferrals via a 1099R, match, and employer non elective contributions