Lynn Campbell

What plan documents are you using for these Plans? I have looked at 2 and am not completely satisfied with either one. One requires extra language inserted, and the Model Plan requires percentages for each rate group. Thanks for any input.

I think whether or not you can do this hinges on your Plan document. Does it contain language that requires employees to be employed on the last day of the year to get an allocation? If so, I think you are in a much better position.