HIPAA Discrimination

[Guest jes]

Can an insurer terminate an employee's health insurance if the employee lied about prior medical conditions on the initial application? Does HIPAA prevent this?

[Guest JRedding]

HIPAA does not address the issue of fraud --which is what this is. I would think that the carrier is quite reasonable in terminating coverage for this person. The only issue HIPAA addresses is that a person cannot be turned down for health reasons. The carrier is not doing it for those reasons but for the fact that the ee lied on his original application.