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calculating losses


k man

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Posted

I know 2001-17 outlines several methods concerning how to allocate lost earnings when utilizing various correction methods; however, what about losses? Obviously in light of current market performance, a participant would have been hard pressed to earn a positive return (at least for the past 18 months). Do you just give them a money market rate of return or do you use the statutory rate similar to the DOL method?

Posted

Losses are addressed in 2001-17, Part III, Section 6.4, although I don't understand what is being said.

"Corrective allocations under a dc plan...should be adjusted for earnings (including losses) and forfeitures..."

Then later in the same paragraph: "The corrective allocation need not be adjusted for losses."

Can anyone explain the treatment (or non-treatment) of losses, especially with regard to this section of the revenue procedure?

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