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Employer payment of COBRA premiums?


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Posted

Does anyone see any problems with an employer paying the COBRA premiums to an insurer for some terminated employees and not others.

Could this actually be construed as creating a new plan with additional COBRA rights? I would think that as long as the COBRA notice was given, no benefits need be offered after the 18 months no matter who pays the premium.

Posted

Would'nt this be setting a dangerous precedence? Could future Cobra participants demand equal treatment?

Posted

Right or wrong, I know of many employers who have chosen to pay COBRA premiums on behalf of various employees as part of a severance package. I do not see a problem with doing this. ScottN asked whether other employees could demand similar treatment - while they might try to, I do not know of anything that requires non-dicrimination in the application of COBRA.

Posted

Isn't employer payment of COBRA premium treated as taxable income?

Posted

To me that PLR does not cover the employee's portion of the premium, but I didn't study it that much.

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