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Removing 100% vesting at Early Retirement


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Guest Kathy Bayes
Posted

401(k) Plan currently has 2-6 graded vesting with 100% vesting at ER, age 55. Want to remove 100% vesting at ER - is that a change in vesting schedule, which would grandfather all current participants, or is that an ER subsidy that can be removed for participants not yet age 55?

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