Can multiple plans be on same document if not a prototype and not a mu

[John A]

Is it possible for the same plan document to be used for 2 different plans? For example, if an employer has one plan for non-union employees, and a separate plan for union employees, can both plans be included in the same document (not a prototype, not separate but identical plan documents, but actually the same document which lists both Plan 001 and Plan 002)? Or does each plan have to have its own separate document?

[Mike Preston]

I think the theoretical answer is that it can be dne. It hink the practical answer is that it makes no sense to do it that way in most instances. I can remember many years ago that there were certain MP/PS combination plans that operated under the auspices of a single plan. But with word processing the way it is today, it has to be easier to establish spearate plans where you change on ly the relevant information that it is to try and interweave the various provisions necessary to have them apply to multiple plans established under a single document.

But, hey, if that is what is wanted, and the plan sponsor is aware of the significant extra effort required (at least the first time around on a project like this) then I guess it is theoreticaly possible.