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Posted

If a Plan has annuities listed as its only option of distribution, can the plan be amended to change to lump sum as its only form of distribution?

Guest pensionadmin
Posted

It depends on what type of plan it is. If it's a pension plan you'll need to retain annuity option; if it's profit sharing (seems unlikely), you can change to lump sum only as long as a retirement plan hasn't been merged into the profit sharing plan.

Posted

Actually it is a profit sharing plan. That is what I thought but I had a colleague arguing with me and it made me doubt myself.

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