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Two consecutive short plan years


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Guest PRafferty
Posted

I have a client who was a corporation and started a 401(k) plan 1/1/2002 with a short plan year ending 6/30/2002. He now decided to become an S-corp and will now have a short financial year of 7/1/2002 to 12/31/2002. I think it would make sense for him to have the financial year and 401(k) year-end be the same but is there any restrictions to have two short plan years? Thank you for any help.

Guest pensionadmin
Posted

I don't think there's any problem with 2 consecutive short plan years. If you change a plan year and have had a change in the plan year in any of the previous four years, you don't have automatic approval of the change and must file Form 5308.

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