Required Minimum Distributions

[Guest WyrickL]

If a participant rolls their money from an IRA to their 401(k) plan and they are still working would they no longer be required to take a RMD? That is considering they are not a 5% owner.

[Appleby]

Providing the plan and the employer provides for it, the employee would not be required to start taking RMD until April 1, following the year he/she separates from service.