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Saver's credit AGI ; Rollover included?


Guest jd175

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Posted

Keeping up with the board, I've seen a lot of discussion about whether Rollovers (Trad to Roth) affect AGI as AGI relates to Contribution eligibility. But what about AGI for Saver's Credit purposes?

Specifically, since a Trad to Roth conversion is taxable income, would the conversion amount be included in AGI for determination of Saver's Credit eligibility and Credit Rate? And if included, is the entire amount included, or just the Base, or just the Total-Base? Form 8606 (2001) puts (Total-Base) on 1040a line 15b.

Thanks!

Posted

The proposed form 8880 says to enter the amount from line 36, which is the AGI, and then to look up the % based on that figure.

So it appears that the conversion amount would be included in AGI.

Posted

Thank you James. I'll have to look for the proposed 8880's on IRS.Gov.

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