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Forfeitures in Safe Harbor 401(k) Plan


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Posted

I have a 401(k) Safe Harbor plan using the matching contribution to satisfy the safe harbor. There is no regular match provided for in the plan. Can I elect to used Non-Elective contribution forfeitures to offset the safe harbor match deposit required? The provisions of the Plan Document do not address what "match" may be reduced by forfeitures. Thank you for any insight into this matter.

  • 2 weeks later...
Guest Ringo67
Posted

DCB,

You need to look in your Forfeiture section of your plan document. If your document allows forfeitures to reduce matching contributions you are okay.

Good Luck!

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