Jump to content

Controlled group that separates


Recommended Posts

Posted

Two entities, A and B, adopted a 401k plan as a controlled group. The ownership has changed and the controlled group does not exist anymore. A is a group of HCEs only. B has HCEs and NHCEs.

A wants to suspend its participation in this plan and immediately adopt a new plan. Are there any pitfalls to doing this?

Posted

You primarily see multiple employer plans when the companies are related (but just don't meet the 80% rule) and one party is managing both plans. If that is not the case, it's probably a good idea to separate the plans -- e.g., do a spin-off. Otherwise problems with one employer can taint the entire plan and trust.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Terms of Use