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Safe Harbor Contributions


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Can an HCE elect to waive his right to receive a 3% non-elective safe harbor contribution?

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What does the document say? Since the Safe Harbor requirements are to make sure that the NON highly compensated employees receive their required minimum, I can't see that there would be any violation of the law. HC are NOT required by law to receive a safe harbor nonelective. And if the document contains language permitting such a waiver, then you should be all set. But if it doesn't, then you are stuck.

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