Loan online

[Guest OscarD]

Does anyone have a solution for this scenario:

In an online daily valued environment, employee requests the "maximum amount available" online (e.g., 50% of vested account). System calculates amount avail. based on prior night's unit values and gives amortization and all Reg. Z disclosure. Employee approves the loan for processing and direct deposit to account. At the end of the day, the market drops and the loan amount would now exceed the 50% vested value.

Example: Ee. has $40,000 vested and requests 50%.($20,000 modeled,

disclosed and accepted for processing by ee.) That night, the market drops

and the person's account drops to $38,000.. new maximum amount available is

$19,000, which is different than amounts disclosed on screen at point of approval.

Any solutions out there? What process do you follow?

Thanks

Oscar