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excess contribution


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Guest ehayes
Posted

What is the safe harbor formula for calculating gains/losses on excess 401k contribution?

Posted

I don't think there is one. Well, there is for the "gap" period income between the end of the plan year and the date of distribution, which is 10% of the previous year's earnings times the number of months, but then again, gap period income can be defined in the plan as zero, so that would be an even easier safe harbor for the gap period.

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