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I believe under 404(a), the maximum a company can deduct is 25% of covered compensation. What would happen if everyone who was eligible was putting away 30% of their comp? (far-fetched I know, but stuff like this keeps me up at nite)

I am also under the assumption that non-deductable contribs (ie over 25% of covered comp)are not allowed.

I'm probably wrong somewhere, I'm just wondering where.

Does the company just deduct the 25% and ignotre the additional 5%?

Remember: two wrongs don't make a right, but three rights make a left.

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