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Posted

Can a defined benefit plan invest in real estate?

A sole owner of a company has a defined benefit plan. He is the trustee. He wants to invest in pre-construction homes - buy them as they are being built, then turn around and sell them when completed. This is to be done, of course, in the name of the plan.

About 10-20% of the plan's assets would be used to do this.

Does this create a problem under ERISA, DOL, or PT rules?

Guest tonymascia1
Posted

There's nothing wrong with this, per se.

If the rest of the fund is diversified and liquid, there shouldn't be a problem --- unless this owner has more than a "passing interest" in the construction and development of these properties.

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