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rollover from SARSEP to 401k plan


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Posted

Can a participant in a SARSEP rollover their account balance to a 401k plan?

Posted

A SEP (SAR or otherwise) is always an IRA. So your question is can an individual's IRA be rolled over into a 401(k) plan. EGTRRA provided that such a rollover is indeed possible. Of course, the plan has to be amended to allow for it.

Posted

To be on the safe side, SARSEP assets that are included in the nondiscrimination testing should not be removed from the SARSEP account until the test has been completed – just in case amounts need to be removed

Life and Death Planning for Retirement Benefits by Natalie B. Choate
https://www.ataxplan.com/life-and-death-planning-for-retirement-benefits/

www.DeniseAppleby.com

 

Posted

thanks for the replies

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