Hardship distributions for union employees

[Stevo-PDX]

An employee has joined a union and is no longer eligible to participate in the employer's 401(k) Plan. The employee now wishes to take a hardship distribution for payment of medical expenses. The plan does allow for hardships. Does anyone know if this union employee is still eligible to take a hardship distribution or are hardship distributions limited to active participants?

Thanks,

Steve

[MWeddell]

It depends on what your plan document says. Most of the documents I've read would allow someone still employed within the controlled group to take an in-service withdrawal.