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Is 3% Safe Harbor contribution required if no deferrals?


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Posted

401(k) Plan has 3% nonelective safe harbor contribution provision. Document is Corbel prototype language. I don't know why the ER has done this, but they are not making elective deferrals. Are we required to make the 3% safe harbor contribution?

Posted

Does your document only trigger the safe harbor nonelective if the a notice is given? If no, then yes, you must follow the document. If yes, see the next question.

Did you give the notice? If yes, then the safe harbor nonelective must be given.

"What's in the big salad?"

"Big lettuce, big carrots, tomatoes like volleyballs."

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