Removing Joint and Survivor option from 401(k)

[k man]

Under the modified regs that came are you still required to give 90 days notice when removing this benefit?

[Guest Greg W]

As far as I know that is correct.

I've been asking some of the other experts I know......I don't think the proposed regs have been finalized yet. So, technically you probably should (this is definately the conservative approach) however, there are many of us out there who are not providing the notice.

[KJohnson]

I thought EGTRRA changed this and there are proposed regs that incorporate the EGTRRA changes.

http://benefitslink.com/taxregs/optional-d...prop-2003.shtml

Of course the regs aren't effective until final, but I am not sure whether this matters given the EGTRRA changes.