Participant dies, designates 2 beneficiaries (70% to one and 30% to one), 30% Beneficiary is also deceased.

[FundeK]

Participant dies, designates 2 beneficiaries (70% to one and 30% to one), 30% Beneficiary is also deceased. Does it matter if the Beneficiary died prior to the participant? It seems to me that if the Bene was alive when the participant died, the funds would be paid to the Bene's estate. However, if the Bene died prior to the participant, the funds would go the participant's estate. Any thoughts or guidance would be greatly appreciated!!

[jevd]

Check your plan document. It should have language that covers these situations.