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Can someone please clarify for me?.... This is a general question, I do not have a plan in mind when asking the questions.

Say we have a DC plan subject to QJSA/QPSA requirements.

Would a participant only need to sign the waiver if he is choosing to name someone other than his spouse as the beneficiary, at which point the spouse would have to consent?

Why would he sign the waiver if his spouse is the beneficiary?

Thanks!

Editing to clarify question.

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