10 life 401(k) plam

[Guest dubya]

Is there any significant difference in 401(k) plan design when you jump 10 participants and under to over 10 participants? A friend got some marketing information from a large mutual fund company in which they list have listed different thresholds for 401(k)'s, of 1 life, 10 & under, 11-99, and 100+ participants. She didn't have the details on why they would market them differently and was asking me about the difference. I could explain the 1 life, & 100+ differences, but the 10 life breakpoint had me lost. I suspect there may be a price difference at that point, but I can't think of anything technical in nature that changes. Is there something special about going from 10 to 11 participants in a 401(k)? Thanks for your comments

[jquazza]

It's probably just a pricing issue with the provider.

[Demosthenes]

And if there's not an express difference on the price, check the funds offered in the programs, not just the names but the tickers/cusips. I'd bet that if the funds and the pricing are the same, the share classes aren't