Can't find thread...ER forgets to start loan payments.

[TBob]

I am having trouble (as are many others) finding a thread that I know has been beaten to death on this site.

The employer forgot to start taking loan payments out of the participants check in repayment of the loan. It has been almost 6 months since the loan was issued (so we're past the cure period). Can the loan be reammortized to increase the payments so it's paid off within the original timeframe of the loan? Or, is the participant stuck with a deemed loan and the tax consequences because of the ER's goof?

Any, thoughts would be helpful or if someone else can find the prior threads that discussed this and let me know where to find them I would greatly appreciate it!