Top heavy 401(k) - multiple employer plan - Relius Admin

[pmacduff]

I have a multiple employer 401(k) plan for which I need to test approximately 82 participating employers individually for top heavy. I use Relius Admin software. Does anyone have any ideas on an efficient way to accomplish this? I'm about to tear my hair out because I really don't want to have to do this by hand - but it's looking like I will have to. I appreciate any input.

[Guest quinn the car fixer]

is the employer aggregation group field on the ER screen designed for this? if you code all the er's will you be able to agg in the top heavy screen?

i am not sure--never had a situation like that

[pmacduff]

Thanks quinn - I guess my problem is that I DON'T want aggregation, I need to test them all individually. This is a PEO plan that was "single employer" but went to multiple employer in 2003 under the transition rules and per Rev. Proc. 2002-21. I can perform all of the ADP/ACP tests individually, but couldn't find a way to test individually for top heavy. Sigh........................

[Tom Poje]

I had posted a Crystal Report version for Top-Heavy at one time. Of course, I don't know if the you can post reports anymore. sometimes it works, other times it doesn't. ANyway, if you have that report I would think you could modify that slightly (e.g. by divisions or something) to accomplish what you want. maybe it doesn't pull in-service distribution, but same thing, you could use user fields if you have those.

good grief, I heard your sigh all the way down here in Florida!