Required Beginning Date in Solo(k) Plan?

[Guest lavander30]

In an individual (owner only) 401k plan, is the owner/participant exempt from the required beginning date if he is still employed? Obviously, in solo(k) the participant would be a >5% owner. I can't find specific clarification on this particular type of arrangement. Also, if the owner/participant is exempt from the RBD, if he rolled an IRA account into the solo(k) plan after attaining age 70 1/2, would the IRA distributions no longer be required until the owner retired?

[Mike Preston]

There is no exemption in the situation you are describing.

[rcline46]

A 'Solo 401(k)' is a fancy name for a run of the mill, regular 401(k)/Profit Sharing Qualified plan requiring all testing and all qualification rules, including the minimum distribution rules.

No exceptions. Don't get lost thinking a fancy name is something new!