spousal consent for participant loan

[Guest Jane Freeman]

In a 401(k) plan that has J & S annuity rules, is spousal consent required in the following situation: Participant balance is over $5,000 with no current outstanding loan balance - participant requested a loan for $2,000. My question is whether the loan amount has to be over $5,000 to require spousal consent or is spousal consent required for all loans where the participant balance is over $5,000?

Thank you.