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Guest MichaelO
Posted

Does anyone have a sample notice or language for the new QJSA/QPSA disclosures we will need to provide for DC Plans? October 1 will be here before you know it and we want to be ready ahead of time.

Posted

(I don't have model notices, sorry.)

With regard to your statement "October 1" will be here before you know it...these notices need to be provided 30 to 90 days before the distribution. The effective date is distributions on or after October 1.

So, yes, JULY 3 will be here before you know it.

(There is a VERY high probability that some of this regulation will be delayed. However, any comparison between a lump sum and the QJ&S will probably not be delayed.)

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