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403(b) with 401(k)

Guest Peter Buck

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Guest Peter Buck

If an employer has a non-ERISA 403(b), therefore no adp testing, can they add a 401(k) with a match, and still have no adp in the 403(b). This would allow hce's who are limited by the adp test in the 401(k) to still go to the 402(g) elective deferral limit between the 2 plans?

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