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Posted

do you think it is appropriate to required the parent/guardian of a minor beneficiary to open an UGMA account in order to receive the distribution from a401(k)? the plan allows for this but it also says you can just make the check payable tot he minor?

Posted

If it doesn't cause any harm to the minor, I think it's ok.

Posted

If the plan permits options, how can you arbitrarily "require" one over the other? What if the guardian objects?

Posted

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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