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Age 70 1/2 required minimum distribution calculations for a participant have been done based on his and his spouse’s ages, recalculating. The participant recently died and it has now been discovered that the spouse signed off for the daughter to be the beneficiary. How should distributions be calculated at this point?

Posted

It depends. What do you mean that spouse "signed-off"? What form is the benefit being paid in? What is the normal form? Is this a DB or a DC plan?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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