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Posted

Joe is a participant in his 401(k) plan. His plan entry date was in 1990. He leaves for military duty in February of 2004. I am completing the ADP/ACP tests for the period of 1/1/2005 to 12/31/2005. Joe has no compensation and no contributions in 2005, as he is still completing military service. Is Joe included on these tests with zero salary and zero contributions?

Posted

How do you propose to do the division?

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