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Posted

When a participant passes away and has an outstanding loan balance in the plan, what should happen to the loan? Would it be defaulted and taxable to the estate?

Posted

The outstanding loan can be repaid by the deceased participant's beneficiary or estate. If it is not, however, the fiduciary's duty to the remaining participants would require him/her to withhold the amount due from any distribution paid.

Guest Bizitchie
Posted

I believe if a loan is not repaid in this situation then it is taxable to the estate.

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