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Passing ACP test


Guest perplexedbypensions

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Guest perplexedbypensions

Hello. It is very new to me to be working with 403(b) plans, so I am hoping this is an easy question. I am running the ACP test for a 403(b) plan. There is a terminated employee (HCE) in the plan who should be in the test. If I leave his termination date in our system, he is excluded from the test. If I delete his termination date from the system, he is included in the test. Needless to say, I would like him in the test.

Should terminees be excluded from the ACP test? Is there somewhere I could look for this answer?

Thank you!

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