revised safe harbor notice

[Tom Poje]

added catch-up language (though that can be supressed)

a little more detailed language under 'distribution and vesting.'

of course, this is a minimum. you have to modify references to the SPD and be pretty specific what section is being referred to. and certainly add anything more you feel comfortable with. still looks like 2 maybe 3 pages depending on if plan has both SHNEC and SHMAC.

same instructions as before

alpha numeric User fields in plan specs:

#20 deferral changes can be made (e.g. quarterly or monthly, etc)

#21 is compensation definition (e.g. Total or comp less bonus, etc)

#22 and #23 distribution conditions (e.g. upon termination) and added #24

#25 contact person (e.g. Blunky the one eyed newt)

#26, #27 and #28 vesting schedule

#26 2yrs 20% 3 yrs 40%

#27 4 yrs 60% 5 yrs 80%

#28 6 yrs 100%

#29 hours for vesting (this might only be available on version 11.0) I added this after the fact. I figured it can't hurt.