DB RMD

[mming]

Last time I calculated one of these (many years ago), the accepted method was dividing the individual's PVVAB by their life expectancy factor. The general consensus in my office is that you can't do that anymore, yet no one knows what the procedure is since the laws last changed. I may have missed something, but it seems that the 401(a)(9) regs don't specify how an RMD from a DB plan should be calculated. Can somebody please explain the procedure to do this? Thanks everybody and have a happy new year!

[Blinky the 3-eyed Fish]

Try reading 1.401(a)(9)-6.

Where did the avatars go? I miss my fish.

[jevd]

Testing New Avatar

Obviously didn't work.

Dave,

Are the Gremlins from Bulgaria Back? ?????

[Dave Baker]

Dave,

Are the Gremlins from Bulgaria Back? ?????

I am very sorry I didn't post this on the boards and get some feedback ... the damned spammers have been registering as new users at the rate of about a dozen a day, which concerns me. All one has to do to become a user is enter a working email address, even if it's Russian or a freebie kind of server (hotmail.com, etc.), so the prospective user gets a "click here to confirm" email and then is fully registered. I clean out the new users once a week or so, looking for obviously spam-like usernames or suspicious (Russian, etc.) domain names in the email addresses.

My thinking re the avatars is that I didn't want a new user to be able to post something obscene as an avatar; I also disabled the posting of graphics in messages for the same reason ... unfortunately the software doesn't give me a way to make exceptions for trusted users.

I thought about having a pre-approval process by which prospective users couldn't actually become users until I cleared 'em, but that technique would seem to stop a lot of legitimate wanna-be users from participating. ("Oh great, now I have to wait some indefinite period of time until I get an email from the webmaster.")

You think the avatars ought to be restored, and then leave it to moderators to delete any obscene or other kind of spam messages that appear?

[jevd]

Dave,

The Avatars etc. were a fun touch but obviously not necessary. If the children out there can't act their age or the others that get some delight in hijacking the best benefits discussion in the nation/world then do what needs to be done. The legitimate posters & professionals that use this board will stand behind you 1000%.

Thanks for all you do.

JEVD

[Belgarath]

Ditto!