401k fees

[Guest Nico]

Can anyone tell me if there is point where it doesn't make sense to invest in a 401k

My plan charges 107 basis points to own the index funds within the plan. Am I better off investing in a taxable account with Vanguard, after I funded my Roth?

Thanks

[austin3515]

That's not a high fee.

That's an obnoxious fee. Your employer should be afraid--very afraid--as a fiduciary. Maybe you should tell your employer - they may not be aware?

[QDROphile]

The employer has nothing to do with it. The fiduciary with resposibility for investments is responsible for such matters. If that happens to be the employer, shame on the employer for accepting the fiduciary mantle. Whether or not 107 basis points is too much depends on the totality of the circumstances.