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Posted

I have calculated the RMD for a participant for 2006. The participant died in February 2006. The client is telling me that the RMD for 2006 should only be for 2 months (prorated), since the participant died in February. I hadn't heard of this before...is this correct????

Thanks!

Posted
...is this correct????

No. A lifetime RMD is required in the year of death. Death RMD rules apply in the following year. Ask the client for a cite if they don't believe you.

Ed Snyder

Posted

That's what I thought...

Thank you very much!

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