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Two plans better than one?


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Guest Lawrenceg
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Corporation of 2 employees/ 50% shareholders has a 401k plan. Both Shareholders receive W-2 income. Both Shareholders also individually receive 1099 income separate from the Corporation. One shareholder wants to stop the 401k plan. The other shareholder wants to have his own 401k plan.

Would it be better to amend and rename the Corp plan to the one individual or would it be better to start a separate 401k outside the Company for the one individual and then terminate or merge the Corp 401k plan?

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