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SAFE HARBOR NON-ELECTIVE


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Guest Teddi
Posted

Does "Safe Harbor Non-Elective" mean that the Employer's contribution is automatically 100% vested or is that still plan specific?

Posted

As with the safe harbor match, the 3% safe harbor non-elective (profit sharing) contribution must be 100% vested. Other contributions do not necessarily need to be vested immediately.

...but then again, What Do I Know?

Posted

in addition, they are subject to the same distribution rules as deferrals - no in service. plus as an added kicker - no hardships.

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