Roth 401k Contributions

[Guest LSULLIVAN]

I have two separate TPA's giving me two separate answers.

If I chose to defer post tax (Roth) to my 401k, do the limit of $15,500 still apply? Or are the 401k roth limits the same as the roth IRA?

Can someone verify if Roth deferrals are considered in year end testing or are they not included?

Thank you

[Guest BXO]

One of your TPAs must not do much 401k work. Roth "deferrals" are limited to $15,500 in a 401k plan. They are included in your typical compliance tests.

[Appleby]

And your Roth-k deferrals are reduced by your regular 403(b)/401(k) deferrals. I.e., your aggregate deferrals cannot exceed $15,500 + catch-up for 2007