Safe Harbor Non-Elective

[Jilliandiz]

The owner gives everyone the required 3% safe harbor non-elective, however he decides he does not want one for himself for only the 2006 plan year....can he do that? Being the owner, can he elect on a year to year basis, when he himself, would recieve the 3% if in fact all NHCE's got their correct allocation?

[Bird]

I think that should be in the document at the very least 30 days before the end of the plan year. Maybe earlier depending on how the plan and SH notice for the year are written.