Immediate plan entry & age limit

[Guest lindamichals]

Plan has a normal age 21, one year of service requirement, however, in their 1st year of plan allowed immediate entry into the plan IF they were employed on day one of plan. Does the age 21 requirement then become nill? Document just says "any employee employed on 1st day" of plan can have immediate entry. Just wondering because plan has 2 kids(age 10 and 15) who were "employees" as of 1st day of plan(immediate entry.) Thanks.

Linda Michals

[WDIK]

Based on the way you describe the plan language, neither the age nor service limit would appear to apply to those employed on the effective date of the plan.

Additional insight into the plan document may yield a different interpretation.