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Are safe harbor contributions available for in-service withdrawal?


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Posted

Are safe-harbor contributions (3% non-elective, basic match and enhanced match) available for in-service withdrawals at age 59-1/2?

What about hardship?

I should know this but I can not find a cite.

The plan document would have to provide for this, but I need a cite that says what can or can not be done.

Thanks.

Guest Robin.Wolf
Posted

In-service withdrawals of safe-harbor contributions after age 59.5 are OK; hardship withdrawals are not. I think the cite is 401(k)(12)(E)

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