Change Safe harbor from match to non-elective

[ombskid]

Can a sponsor change the safe harbor from a match to a 3% non elective after the start of the year, or after the 30 day notice has been given?

[John Feldt ERPA CPC QPA]

No, not after the start of the plan year.

But, after the 30 day notice has been given can work - if they are getting the new notice within a reasonable period of time before the beginning of the year, then that is okay. Be sure that the plan is amended before the beginning of the plan year to reflect that change however.