Fees charged for distribution processing

[Guest perplexedbypensions]

I terminated employment in Feb. 2007, and received a letter from my employer stating that I was eligible for a distribution of my account balance, less a $125 processing fee. I chose to roll the distribution to an IRA, and this was processed in October 2007.

I recently (after my first distribution) received another letter from my employer stating that there was about $400 in my account. I was sent the same distribution forms to fill out, and told that I would be paid the balance of my account as of the date of distribution, less another $125 processing fee.

My daughter works for a TPA firm, and has told me that the funds in my account may have been from a contribution that the employer made after I had withdrawn my funds. She also said that when this happens where she works, they are able to send a letter to the investment platform instructing that a residual distribution be made according to my prior elections. Most importantly, they do not charge an additional distribution processing fee.

So, my question is... does anyone have a legal reason I can bring up as to why I should not be charged an additional distribution fee? If I had realized I had more money coming to me, and that this would happen, I would have waited another couple of months to receive my distribution.

Thank you!

[Mike Preston]

What does the SPD say?

[Appleby]

This may be due to a processing error. Why not just call them up, and tell them you may have been charged twice?